Social Security Direct Express Payment Schedule

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The date when you receive your Social Security benefit payments depends on whether you started receiving the Social Security benefits before 1 May 1997, or after it.

If it’s before, you will receive your payment on the 3rd of the month. People who are eligible to receive both Social Security and SSI, i.e. the Supplemental Security Income, will receive their SSI ahead on the 1st of the month followed by the Social Security on the 3rd.

In the event the 3rd happens to be a non-working day, you’d receive your Federal Benefit benefits a day or two in advance.

If your benefits started after 1 May 1997, however, your Social Security benefit payments will be made on a particular Wednesday which will be decided by your date of birth.

This is how it’s done:

  • For birthdays falling between the 1st and the 10th of the month; SSI benefits will be paid out on the 2nd Wednesday of the month.
  • If it falls between the 11th and the 20th; Direct Express card payments will come on the 3rd Wednesday.
  • And for birthdays falling between the 21st and the 31st; SSI payments are scheduled for the 4th Wednesday.

It goes without saying that your deceased spouse’s birth date will be taken into consideration if you happen to be a spouse receiving the survivor’s benefits.

Allow 3 working days before you contact Social Security Administration if your Federal Benefit payments don’t make it by the due date.


Can I Change the Social Security Benefits Payments Date?

No, you can’t. SSI Benefit Payments are strictly paid based on the above arrangement.

For more about the US Direct Express, kindly refer to the guideline of it.